UNH.BA - UnitedHealth Group Incorporated
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DETAILS
| Metric | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 113,161.0 | 111,616.0 | 109,575.0 | 100,807.0 | 100,820.0 | 97,858.0 | 98,785.0 | 93,248.0 | 91,364.0 | 91,788.0 |
| Cost of Revenue | 92,524.0 | 91,604.0 | 85,801.0 | 79,499.0 | 77,791.0 | 76,798.0 | 76,791.0 | 72,425.0 | 68,973.0 | 70,016.0 |
| Gross Profit | 20,637.0 | 20,012.0 | 23,774.0 | 21,308.0 | 23,029.0 | 21,060.0 | 21,994.0 | 20,823.0 | 22,391.0 | 21,772.0 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| SG&A Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 13,280.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Expenses | 16,322.0 | 14,862.0 | 14,655.0 | 13,535.0 | (104,351.0) | 1,020.0 | 997.0 | 974.0 | 14,862.0 | 1,021.0 |
| Operating Expenses | 16,322.0 | 14,862.0 | 14,655.0 | 13,535.0 | (91,071.0) | 14,182.0 | 15,074.0 | 14,313.0 | 14,862.0 | 14,830.0 |
| Operating Income | ||||||||||
| Operating Income | 4,315.0 | 5,150.0 | 9,119.0 | 7,773.0 | 8,708.0 | 7,875.0 | 7,931.0 | 7,689.0 | 8,526.0 | 8,057.0 |
| Interest Expense | 1,003.0 | 1,027.0 | 998.0 | 1,003.0 | 1,074.0 | 985.0 | 844.0 | 830.0 | 834.0 | 828.0 |
| Interest Income | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profitability | ||||||||||
| EBITDA | 5,331.0 | 6,193.0 | 10,165.0 | 8,835.0 | 9,729.0 | 7,670.0 | 1,842.0 | 7,484.0 | 8,536.0 | 9,078.0 |
| EBIT | 4,232.0 | 5,109.0 | 9,104.0 | 7,794.0 | 8,688.0 | 6,650.0 | 845.0 | 0.0 | 0.0 | 0.0 |
| Income Before Tax | 3,229.0 | 4,082.0 | 8,106.0 | 6,791.0 | 7,614.0 | 5,665.0 | 1.0 | 6,859.0 | 7,692.0 | 7,229.0 |
| Income Tax Expense | 686.0 | 510.0 | 1,632.0 | 1,007.0 | 1,356.0 | 1,244.0 | 1,222.0 | 1,184.0 | 1,654.0 | 1,572.0 |
| Net Income | 2,348.0 | 3,406.0 | 6,292.0 | 5,543.0 | 6,055.0 | 4,216.0 | (1,409.0) | 5,455.0 | 5,841.0 | 5,474.0 |
| Per Share Data | ||||||||||
| EPS (Basic) | 2.59 | 3.76 | 6.91 | 6.06 | 0.22 | 0.15 | -0.05 | 0.20 | 0.21 | 0.20 |
| EPS (Diluted) | 2.59 | 3.74 | 6.85 | 5.98 | 6.51 | 0.15 | -0.05 | 0.19 | 0.21 | 0.19 |
| Shares Outstanding | 908.0 | 905.0 | 27,690.0 | 27,690.0 | 27,690.0 | 27,630.0 | 27,600.0 | 27,720.0 | 27,780.0 | 27,900.0 |
| Metric | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 27,210.0 | 28,596.0 | 30,717.0 | 25,312.0 | 32,400.0 | 26,286.0 | 28,414.0 | 25,427.0 | 38,915.0 | 46,279.0 |
| Short-Term Investments | 3,404.0 | 3,424.0 | 3,574.0 | 3,801.0 | 4,734.0 | 5,037.0 | 4,296.0 | 4,201.0 | 5,182.0 | 0.0 |
| Net Receivables | 22,672.0 | 52,724.0 | 52,958.0 | 48,454.0 | 47,485.0 | 49,877.0 | 46,481.0 | 38,970.0 | 38,425.0 | 34,083.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Current Assets | 41,781.0 | 8,955.0 | 9,036.0 | 8,212.0 | 7,639.0 | 10,838.0 | 9,751.0 | 9,839.0 | 9,383.0 | 9,507.0 |
| Total Current Assets | 95,067.0 | 93,699.0 | 96,285.0 | 85,779.0 | 92,258.0 | 92,038.0 | 88,942.0 | 78,437.0 | 91,905.0 | 89,869.0 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 0.0 | 10,923.0 | 10,734.0 | 10,553.0 | 10,139.0 | 9,801.0 | 10,429.0 | 11,450.0 | 11,070.0 | 10,926.0 |
| Goodwill | 110,340.0 | 107,677.0 | 107,566.0 | 106,734.0 | 105,978.0 | 105,436.0 | 105,664.0 | 103,732.0 | 101,703.0 | 101,669.0 |
| Intangible Assets | 22,785.0 | 22,510.0 | 22,947.0 | 23,268.0 | 23,594.0 | 14,729.0 | 15,543.0 | 15,194.0 | 15,200.0 | 15,643.0 |
| Long-Term Investments | 52,996.0 | 52,466.0 | 51,863.0 | 52,354.0 | 48,689.0 | 46,113.0 | 5,503.0 | 47,609.0 | 45,474.0 | 45,988.0 |
| Other Non-Current Assets | 34,081.0 | 21,298.0 | 20,395.0 | 19,590.0 | 14,637.0 | 14,308.0 | 53,962.0 | 17,298.0 | 14,501.0 | 13,571.0 |
| Total Non-Current Assets | 220,202.0 | 214,874.0 | 213,505.0 | 212,499.0 | 207,051.0 | 194,018.0 | 195,268.0 | 199,978.0 | 190,158.0 | 190,295.0 |
| Total Assets | 315,269.0 | 308,573.0 | 309,790.0 | 298,278.0 | 299,309.0 | 286,056.0 | 284,210.0 | 278,415.0 | 282,063.0 | 280,164.0 |
| Current Liabilities | ||||||||||
| Account Payables | 40,181.0 | 72,757.0 | 70,702.0 | 68,561.0 | 67,031.0 | 63,433.0 | 64,770.0 | 31,958.0 | 63,956.0 | 61,463.0 |
| Short-Term Debt | 7,737.0 | 5,698.0 | 9,986.0 | 4,545.0 | 3,909.0 | 11,371.0 | 9,787.0 | 5,312.0 | 5,290.0 | 6,321.0 |
| Deferred Revenue | 0.0 | 3,032.0 | 3,296.0 | 3,317.0 | 3,320.0 | 2,572.0 | 3,206.0 | 3,355.0 | 15,311.0 | 14,852.0 |
| Other Current Liabilities | 67,608.0 | 29,294.0 | 29,487.0 | 27,346.0 | 27,305.0 | 27,294.0 | 26,668.0 | 58,429.0 | 29,622.0 | 30,345.0 |
| Total Current Liabilities | 115,526.0 | 110,781.0 | 113,471.0 | 103,769.0 | 101,565.0 | 104,670.0 | 104,431.0 | 99,054.0 | 114,179.0 | 112,981.0 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 72,399.0 | 73,495.0 | 71,285.0 | 72,359.0 | 74,101.0 | 63,727.0 | 63,850.0 | 58,263.0 | 58,079.0 | 59,268.0 |
| Deferred Tax Liabilities | 4,244.0 | 3,804.0 | 3,902.0 | 3,620.0 | 4,014.0 | 3,631.0 | 4,167.0 | 7,716.0 | 2,210.0 | 2,498.0 |
| Other Non-Current Liabilities | 17,287.0 | 15,709.0 | 15,963.0 | 15,939.0 | 15,174.0 | 14,794.0 | 14,844.0 | 11,943.0 | 13,615.0 | 13,261.0 |
| Total Non-Current Liabilities | 93,930.0 | 93,008.0 | 91,150.0 | 91,918.0 | 93,289.0 | 63,727.0 | 82,861.0 | 80,442.0 | 73,904.0 | 75,027.0 |
| Total Liabilities | 209,456.0 | 203,789.0 | 204,621.0 | 195,687.0 | 194,854.0 | 186,822.0 | 187,292.0 | 179,496.0 | 188,083.0 | 188,008.0 |
| Stockholders' Equity | ||||||||||
| Common Stock | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 |
| Retained Earnings | 97,595.0 | 97,250.0 | 97,934.0 | 96,036.0 | 96,518.0 | 92,400.0 | 90,118.0 | 95,774.0 | 93,173.0 | 89,994.0 |
| Accumulated Other Comprehensive Income | (2,211.0) | (2,535.0) | (2,905.0) | (3,387.0) | (2,453.0) | (3,423.0) | (3,439.0) | (7,027.0) | (8,688.0) | (7,650.0) |
| Total Stockholders' Equity | 95,787.0 | 94,724.0 | 95,038.0 | 92,658.0 | 99,881.0 | 84,801.0 | 86,688.0 | 88,756.0 | 84,494.0 | 82,353.0 |
| Total Liabilities & Equity | 315,269.0 | 308,573.0 | 309,790.0 | 298,278.0 | 299,309.0 | 286,056.0 | 284,210.0 | 273,720.0 | 282,063.0 | 280,164.0 |
| Debt Metrics | ||||||||||
| Total Debt | 80,136.0 | 79,193.0 | 81,271.0 | 76,904.0 | 78,010.0 | 75,098.0 | 73,637.0 | 67,435.0 | 63,369.0 | 65,589.0 |
| Net Debt | 52,926.0 | 50,597.0 | 50,554.0 | 51,592.0 | 45,610.0 | 48,812.0 | 45,223.0 | 42,008.0 | 24,454.0 | 19,310.0 |
| Metric | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 2,543.0 | 3,572.0 | 6,474.0 | 5,784.0 | 6,055.0 | 4,216.0 | (1,409.0) | 5,455.0 | 6,038.0 | 5,657.0 |
| Depreciation & Amortization | 1,099.0 | 1,084.0 | 1,061.0 | 1,041.0 | 1,041.0 | 1,020.0 | 997.0 | 974.0 | 1,007.0 | 1,021.0 |
| Stock-Based Compensation | 223.0 | 197.0 | 375.0 | 187.0 | 237.0 | 222.0 | 372.0 | 208.0 | 247.0 | 242.0 |
| Change in Working Capital | 3,138.0 | 2,415.0 | (2,630.0) | (1,809.0) | 7,334.0 | (91.0) | (6,242.0) | (11,853.0) | (410.0) | 4,422.0 |
| Other Non-Cash Items | (39.0) | 71.0 | 112.0 | (2,772.0) | (846.0) | 3,641.0 | 9,792.0 | (226.0) | 91.0 | (69.0) |
| Operating Cash Flow | 5,945.0 | 7,188.0 | 5,456.0 | 2,369.0 | 13,945.0 | 6,746.0 | 1,144.0 | (5,193.0) | 6,902.0 | 11,032.0 |
| Investing Activities | ||||||||||
| Capital Expenditure | (890.0) | (886.0) | (898.0) | (912.0) | (991.0) | (853.0) | (743.0) | (959.0) | (838.0) | (829.0) |
| Acquisitions | (3,702.0) | (32.0) | (702.0) | (1,734.0) | (8,643.0) | (25.0) | (3,006.0) | (1,792.0) | (228.0) | (335.0) |
| Purchases of Investments | (14,132.0) | (4,045.0) | (4,135.0) | (7,357.0) | (9,821.0) | (5,332.0) | (4,798.0) | (5,316.0) | 6,375.0 | 3,320.0 |
| Sales/Maturities of Investments | 14,462.0 | 4,155.0 | 5,352.0 | 6,030.0 | 11,894.0 | 4,619.0 | 5,290.0 | 6,389.0 | (7,651.0) | (2,575.0) |
| Other Investing Activities | (296.0) | (634.0) | 309.0 | 2,854.0 | 1,910.0 | (5,826.0) | (3,083.0) | (239.0) | (297.0) | (309.0) |
| Investing Cash Flow | (4,558.0) | (1,442.0) | (74.0) | (1,119.0) | (5,651.0) | (7,417.0) | (6,340.0) | (1,917.0) | (2,639.0) | (728.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 1,903.0 | (2,345.0) | 3,911.0 | (460.0) | 2,330.0 | 1,426.0 | 11,364.0 | (1,568.0) | (1,847.0) | (4,680.0) |
| Stock Repurchased | 4,742.0 | (2,545.0) | (3,000.0) | (4,972.0) | (956.0) | 0.0 | (3,072.0) | (1,500.0) | (1,500.0) | (3,000.0) |
| Dividends Paid | (2,002.0) | (2,000.0) | (1,912.0) | (1,932.0) | (1,937.0) | (1,935.0) | (1,729.0) | (1,738.0) | (1,739.0) | (1,747.0) |
| Other Financing Activities | (7,491.0) | (1,278.0) | 740.0 | (1,213.0) | (898.0) | (945.0) | 1,182.0 | (1,620.0) | (2,429.0) | (1,316.0) |
| Financing Cash Flow | (2,765.0) | (7,947.0) | 99.0 | (8,342.0) | (2,205.0) | (1,196.0) | 8,231.0 | (6,426.0) | (7,104.0) | (10,459.0) |
| Cash Position | ||||||||||
| Net Change in Cash | (1,357.0) | (2,121.0) | 5,405.0 | (7,088.0) | 6,114.0 | (2,128.0) | 2,987.0 | (13,488.0) | (2,898.0) | (100.0) |
| Cash at Beginning | 28,596.0 | 30,717.0 | 25,312.0 | 32,400.0 | 26,286.0 | 28,414.0 | 25,427.0 | 38,915.0 | 41,813.0 | 41,913.0 |
| Cash at End | 27,210.0 | 28,596.0 | 30,717.0 | 25,312.0 | 32,400.0 | 26,286.0 | 28,414.0 | 25,427.0 | 38,915.0 | 41,813.0 |
| Free Cash Flow | 5,055.0 | 6,302.0 | 4,558.0 | 1,457.0 | 12,954.0 | 5,893.0 | 401.0 | (6,152.0) | 6,064.0 | 10,203.0 |
| Key Metrics | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 113,161.0 | 111,616.0 | 109,575.0 | 100,807.0 | 100,820.0 | 97,858.0 | 98,785.0 | 93,248.0 | 91,364.0 | 91,788.0 |
| Gross Profit | 20,637.0 | 20,012.0 | 23,774.0 | 21,308.0 | 23,029.0 | 21,060.0 | 21,994.0 | 20,823.0 | 22,391.0 | 21,772.0 |
| Operating Income | 4,315.0 | 5,150.0 | 9,119.0 | 7,773.0 | 8,708.0 | 7,875.0 | 7,931.0 | 7,689.0 | 8,526.0 | 8,057.0 |
| Net Income | 2,348.0 | 3,406.0 | 6,292.0 | 5,543.0 | 6,055.0 | 4,216.0 | (1,409.0) | 5,455.0 | 5,841.0 | 5,474.0 |
| EPS (Diluted) | 2.59 | 3.74 | 6.85 | 5.98 | 6.51 | 0.15 | -0.05 | 0.19 | 0.21 | 0.19 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 27,210.0 | 28,596.0 | 30,717.0 | 25,312.0 | 32,400.0 | 26,286.0 | 28,414.0 | 25,427.0 | 38,915.0 | 46,279.0 |
| Total Assets | 315,269.0 | 308,573.0 | 309,790.0 | 298,278.0 | 299,309.0 | 286,056.0 | 284,210.0 | 278,415.0 | 282,063.0 | 280,164.0 |
| Total Debt | 80,136.0 | 79,193.0 | 81,271.0 | 76,904.0 | 78,010.0 | 75,098.0 | 73,637.0 | 67,435.0 | 63,369.0 | 65,589.0 |
| Stockholders' Equity | 95,787.0 | 94,724.0 | 95,038.0 | 92,658.0 | 99,881.0 | 84,801.0 | 86,688.0 | 88,756.0 | 84,494.0 | 82,353.0 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 5,945.0 | 7,188.0 | 5,456.0 | 2,369.0 | 13,945.0 | 6,746.0 | 1,144.0 | (5,193.0) | 6,902.0 | 11,032.0 |
| Capital Expenditure | (890.0) | (886.0) | (898.0) | (912.0) | (991.0) | (853.0) | (743.0) | (959.0) | (838.0) | (829.0) |
| Free Cash Flow | 5,055.0 | 6,302.0 | 4,558.0 | 1,457.0 | 12,954.0 | 5,893.0 | 401.0 | (6,152.0) | 6,064.0 | 10,203.0 |