FISV - Fiserv, Inc.
Price:
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--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$111.13
DETAILS
HIGH:
$180.00
LOW:
$62.00
MEDIAN:
$99.00
CONSENSUS:
$111.13
UPSIDE:
67.64%
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 20,456.0 | 19,093.0 | 17,737.0 | 16,226.0 | 14,852.0 | 10,187.0 | 5,823.0 | 5,696.0 | 5,505.0 | 5,254.0 |
| Cost of Revenue | 8,013.0 | 7,670.0 | 7,992.0 | 8,128.0 | 7,812.0 | 5,309.0 | 3,069.0 | 3,024.0 | 2,959.0 | 2,909.0 |
| Gross Profit | 12,443.0 | 11,423.0 | 9,745.0 | 8,098.0 | 7,040.0 | 4,878.0 | 2,754.0 | 2,672.0 | 2,546.0 | 2,345.0 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| SG&A Expenses | 6,564.0 | 6,576.0 | 6,059.0 | 5,810.0 | 5,652.0 | 3,284.0 | 1,228.0 | 1,150.0 | 1,101.0 | 1,034.0 |
| Other Expenses | 0.0 | (167.0) | (54.0) | 0.0 | (464.0) | (15.0) | (227.0) | (10.0) | 0.0 | 0.0 |
| Operating Expenses | 6,564.0 | 6,409.0 | 6,005.0 | 5,810.0 | 5,188.0 | 3,269.0 | 1,001.0 | 1,140.0 | 1,101.0 | 1,034.0 |
| Operating Income | ||||||||||
| Operating Income | 5,879.0 | 5,014.0 | 3,740.0 | 2,288.0 | 1,852.0 | 1,609.0 | 1,753.0 | 1,532.0 | 1,445.0 | 1,311.0 |
| Interest Expense | 1,238.0 | 1,004.0 | 746.0 | 696.0 | 716.0 | 507.0 | 189.0 | 175.0 | 163.0 | 170.0 |
| Interest Income | 43.0 | 28.0 | 13.0 | 3.0 | 7.0 | 34.0 | 0.0 | 2.0 | 0.0 | 1.0 |
| Profitability | ||||||||||
| EBITDA | 8,839.0 | 8,023.0 | 6,828.0 | 5,558.0 | 5,097.0 | 3,241.0 | 2,289.0 | 1,962.0 | 1,859.0 | 1,644.0 |
| EBIT | 5,744.0 | 4,902.0 | 3,659.0 | 2,362.0 | 1,887.0 | 1,590.0 | 1,744.0 | 1,533.0 | 1,438.0 | 1,227.0 |
| Income Before Tax | 3,821.0 | 3,883.0 | 3,133.0 | 1,766.0 | 1,171.0 | 1,112.0 | 1,565.0 | 1,390.0 | 1,422.0 | 1,089.0 |
| Income Tax Expense | 641.0 | 754.0 | 551.0 | 363.0 | 196.0 | 198.0 | 378.0 | 158.0 | 492.0 | 377.0 |
| Net Income | 3,131.0 | 3,068.0 | 2,530.0 | 1,334.0 | 958.0 | 893.0 | 1,187.0 | 1,246.0 | 930.0 | 712.0 |
| Per Share Data | ||||||||||
| EPS (Basic) | 5.41 | 5.02 | 3.94 | 2.01 | 1.43 | 1.74 | 2.93 | 3.00 | 2.16 | 1.58 |
| EPS (Diluted) | 5.38 | 4.98 | 3.90 | 1.99 | 1.40 | 1.71 | 2.87 | 2.89 | 2.08 | 1.50 |
| Shares Outstanding | 578.7 | 611.7 | 642.3 | 662.6 | 672.1 | 512.3 | 405.5 | 415.2 | 431.0 | 450.6 |
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 1,236.0 | 1,204.0 | 902.0 | 835.0 | 906.0 | 893.0 | 415.0 | 325.0 | 300.0 | 275.0 |
| Short-Term Investments | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Receivables | 3,725.0 | 3,582.0 | 3,585.0 | 2,860.0 | 2,482.0 | 2,782.0 | 1,049.0 | 997.0 | 902.0 | 802.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 69.4 | 76.4 | 0.0 | 0.0 |
| Other Current Assets | 18,516.0 | 30,025.0 | 23,057.0 | 14,068.0 | 11,878.0 | 12,440.0 | 416.6 | 579.0 | 0.0 | 0.0 |
| Total Current Assets | 23,477.0 | 34,811.0 | 27,544.0 | 18,870.0 | 16,219.0 | 17,046.0 | 2,224.0 | 1,975.0 | 1,728.0 | 1,506.0 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 2,374.0 | 2,789.0 | 1,958.0 | 1,742.0 | 1,628.0 | 1,606.0 | 398.0 | 390.0 | 405.0 | 396.0 |
| Goodwill | 36,584.0 | 37,205.0 | 36,811.0 | 36,433.0 | 36,322.0 | 36,038.0 | 5,702.0 | 5,590.0 | 5,373.0 | 5,200.0 |
| Intangible Assets | 9,940.0 | 11,210.0 | 12,415.0 | 14,009.0 | 15,358.0 | 17,642.0 | 2,143.0 | 1,882.0 | 1,833.0 | 1,872.0 |
| Long-Term Investments | 1,506.0 | 2,262.0 | 2,403.0 | 2,561.0 | 2,756.0 | 2,720.0 | 23.8 | 30.4 | 36.3 | 45.3 |
| Other Non-Current Assets | 3,295.0 | 2,613.0 | 1,833.0 | 1,823.0 | 1,644.0 | 1,954.0 | 756.6 | 452.0 | 288.4 | 320.2 |
| Total Non-Current Assets | 53,699.0 | 56,079.0 | 56,325.0 | 57,379.0 | 58,400.0 | 60,493.0 | 9,038.0 | 8,314.0 | 8,015.0 | 7,834.0 |
| Total Assets | 77,176.0 | 90,890.0 | 83,869.0 | 76,249.0 | 74,619.0 | 77,539.0 | 11,262.0 | 10,289.0 | 9,743.0 | 9,340.0 |
| Current Liabilities | ||||||||||
| Account Payables | 511.0 | 449.0 | 652.0 | 593.0 | 437.0 | 392.0 | 127.0 | 80.0 | 110.0 | 74.0 |
| Short-Term Debt | 784.0 | 442.0 | 198.0 | 240.0 | 144.0 | 150.0 | 4.0 | 3.0 | 95.0 | 5.0 |
| Deferred Revenue | 1,804.0 | 1,429.0 | 1,496.0 | 1,368.0 | 1,248.0 | 1,142.0 | 944.0 | 1,057.0 | 892.0 | 803.0 |
| Other Current Liabilities | 15,820.0 | 30,457.0 | 21,761.0 | 14,044.0 | 11,646.0 | 12,246.0 | 498.0 | 379.0 | 489.0 | 224.0 |
| Total Current Liabilities | 22,157.0 | 33,552.0 | 26,458.0 | 18,295.0 | 15,637.0 | 15,727.0 | 2,010.0 | 1,938.0 | 1,820.0 | 1,502.0 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 23,074.0 | 21,933.0 | 20,411.0 | 20,201.0 | 19,796.0 | 21,365.0 | 5,955.0 | 4,897.0 | 4,467.0 | 4,288.0 |
| Deferred Tax Liabilities | 2,477.0 | 3,078.0 | 3,602.0 | 4,172.0 | 4,389.0 | 4,247.0 | 745.0 | 552.0 | 762.0 | 726.0 |
| Other Non-Current Liabilities | 863.0 | 313.0 | 936.0 | 878.0 | 777.0 | 941.0 | 254.0 | 171.0 | 153.0 | 164.0 |
| Total Non-Current Liabilities | 27,333.0 | 26,669.0 | 25,723.0 | 26,004.0 | 25,653.0 | 26,955.0 | 6,959.0 | 5,620.0 | 5,382.0 | 5,178.0 |
| Total Liabilities | 49,490.0 | 60,221.0 | 52,181.0 | 44,299.0 | 41,290.0 | 42,682.0 | 8,969.0 | 7,558.0 | 7,202.0 | 6,680.0 |
| Stockholders' Equity | ||||||||||
| Common Stock | 8.0 | 8.0 | 8.0 | 8.0 | 8.0 | 8.0 | 8.0 | 4.0 | 4.0 | 4.0 |
| Retained Earnings | 23,575.0 | 20,444.0 | 17,376.0 | 14,846.0 | 13,441.0 | 12,528.0 | 11,635.0 | 10,240.0 | 8,994.0 | 8,064.0 |
| Accumulated Other Comprehensive Income | (1,413.0) | (783.0) | (1,189.0) | (745.0) | (387.0) | (180.0) | (67.0) | (54.0) | (76.0) | (74.0) |
| Total Stockholders' Equity | 27,068.0 | 29,857.0 | 30,828.0 | 30,952.0 | 32,330.0 | 32,979.0 | 2,293.0 | 2,731.0 | 2,541.0 | 2,660.0 |
| Total Liabilities & Equity | 77,176.0 | 90,890.0 | 83,869.0 | 76,249.0 | 74,619.0 | 77,539.0 | 11,262.0 | 10,289.0 | 9,743.0 | 9,340.0 |
| Debt Metrics | ||||||||||
| Total Debt | 24,956.0 | 23,901.0 | 21,542.0 | 21,237.0 | 20,684.0 | 21,899.0 | 5,959.0 | 4,900.0 | 4,562.0 | 4,293.0 |
| Net Debt | 23,720.0 | 22,697.0 | 20,640.0 | 20,402.0 | 19,778.0 | 21,006.0 | 5,544.0 | 4,575.0 | 4,262.0 | 4,018.0 |
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 3,180.0 | 3,068.0 | 2,582.0 | 1,403.0 | 975.0 | 914.0 | 1,187.0 | 1,232.0 | 930.0 | 712.0 |
| Depreciation & Amortization | 3,095.0 | 2,926.0 | 3,169.0 | 3,196.0 | 3,210.0 | 1,651.0 | 556.0 | 433.0 | 411.0 | 417.0 |
| Stock-Based Compensation | 367.0 | 342.0 | 323.0 | 239.0 | 369.0 | 229.0 | 73.0 | 63.0 | 68.0 | 65.0 |
| Change in Working Capital | (338.0) | (912.0) | (744.0) | (495.0) | (211.0) | 36.0 | (169.0) | (15.0) | 33.0 | 76.0 |
| Other Non-Cash Items | 989.0 | 249.0 | (154.0) | (47.0) | (267.0) | 51.0 | (228.0) | 17.0 | (32.0) | 56.0 |
| Operating Cash Flow | 6,631.0 | 5,162.0 | 4,618.0 | 4,034.0 | 4,147.0 | 2,795.0 | 1,552.0 | 1,483.0 | 1,431.0 | 1,346.0 |
| Investing Activities | ||||||||||
| Capital Expenditure | (1,569.0) | (1,388.0) | (1,479.0) | (1,160.0) | (900.0) | (721.0) | (360.0) | (287.0) | (290.0) | (359.0) |
| Acquisitions | 0.0 | 165.0 | (742.0) | (848.0) | 440.0 | (15,954.0) | (293.0) | (367.0) | (265.0) | (78.7) |
| Purchases of Investments | (155.0) | (39.0) | (52.0) | (256.0) | (1.0) | (45.0) | (3.0) | (10.0) | (1.0) | (0.9) |
| Sales/Maturities of Investments | 61.0 | 5.0 | 23.0 | 519.0 | 900.0 | 721.0 | 143.8 | 53.3 | 11.1 | 1.0 |
| Other Investing Activities | (741.0) | 189.0 | 138.0 | 115.0 | (780.0) | (603.0) | (150.8) | (46.3) | (9.1) | 77.5 |
| Investing Cash Flow | (2,404.0) | (1,068.0) | (2,112.0) | (1,630.0) | (341.0) | (16,602.0) | (663.0) | (657.0) | (554.0) | (360.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 1,665.0 | 1,096.0 | 146.0 | 295.0 | (2,027.0) | 14,987.0 | 1,034.0 | 325.0 | 263.0 | 414.0 |
| Stock Repurchased | (5,837.0) | (4,827.0) | (2,677.0) | (2,786.0) | (1,826.0) | (561.0) | (1,946.0) | (1,223.0) | (1,245.0) | (1,522.0) |
| Dividends Paid | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Financing Activities | (90.0) | (726.0) | 53.0 | 1,590.0 | (100.0) | (209.0) | 70.0 | 0.0 | 51.0 | 32.0 |
| Financing Cash Flow | (4,165.0) | (4,356.0) | (2,478.0) | (761.0) | (3,836.0) | 14,191.0 | (842.0) | (820.0) | (852.0) | (1,005.0) |
| Cash Position | ||||||||||
| Net Change in Cash | 30.0 | (229.0) | (13.0) | 1,616.0 | (14.0) | 518.0 | 90.0 | 25.0 | 25.0 | (19.0) |
| Cash at Beginning | 2,963.0 | 3,192.0 | 3,205.0 | 2,744.0 | 933.0 | 415.0 | 325.0 | 300.0 | 275.0 | 294.0 |
| Cash at End | 2,993.0 | 2,963.0 | 3,192.0 | 4,360.0 | 919.0 | 933.0 | 415.0 | 325.0 | 300.0 | 275.0 |
| Free Cash Flow | 5,062.0 | 3,774.0 | 3,139.0 | 2,874.0 | 3,247.0 | 2,074.0 | 1,192.0 | 1,196.0 | 1,141.0 | 987.0 |
| Key Metrics | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 20,456.0 | 19,093.0 | 17,737.0 | 16,226.0 | 14,852.0 | 10,187.0 | 5,823.0 | 5,696.0 | 5,505.0 | 5,254.0 |
| Gross Profit | 12,443.0 | 11,423.0 | 9,745.0 | 8,098.0 | 7,040.0 | 4,878.0 | 2,754.0 | 2,672.0 | 2,546.0 | 2,345.0 |
| Operating Income | 5,879.0 | 5,014.0 | 3,740.0 | 2,288.0 | 1,852.0 | 1,609.0 | 1,753.0 | 1,532.0 | 1,445.0 | 1,311.0 |
| Net Income | 3,131.0 | 3,068.0 | 2,530.0 | 1,334.0 | 958.0 | 893.0 | 1,187.0 | 1,246.0 | 930.0 | 712.0 |
| EPS (Diluted) | 5.38 | 4.98 | 3.90 | 1.99 | 1.40 | 1.71 | 2.87 | 2.89 | 2.08 | 1.50 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 1,236.0 | 1,204.0 | 902.0 | 835.0 | 906.0 | 893.0 | 415.0 | 325.0 | 300.0 | 275.0 |
| Total Assets | 77,176.0 | 90,890.0 | 83,869.0 | 76,249.0 | 74,619.0 | 77,539.0 | 11,262.0 | 10,289.0 | 9,743.0 | 9,340.0 |
| Total Debt | 24,956.0 | 23,901.0 | 21,542.0 | 21,237.0 | 20,684.0 | 21,899.0 | 5,959.0 | 4,900.0 | 4,562.0 | 4,293.0 |
| Stockholders' Equity | 27,068.0 | 29,857.0 | 30,828.0 | 30,952.0 | 32,330.0 | 32,979.0 | 2,293.0 | 2,731.0 | 2,541.0 | 2,660.0 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 6,631.0 | 5,162.0 | 4,618.0 | 4,034.0 | 4,147.0 | 2,795.0 | 1,552.0 | 1,483.0 | 1,431.0 | 1,346.0 |
| Capital Expenditure | (1,569.0) | (1,388.0) | (1,479.0) | (1,160.0) | (900.0) | (721.0) | (360.0) | (287.0) | (290.0) | (359.0) |
| Free Cash Flow | 5,062.0 | 3,774.0 | 3,139.0 | 2,874.0 | 3,247.0 | 2,074.0 | 1,192.0 | 1,196.0 | 1,141.0 | 987.0 |