COF - Capital One Financial Corporation
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$278.42
DETAILS
HIGH:
$308.00
LOW:
$218.00
MEDIAN:
$280.00
CONSENSUS:
$278.42
UPSIDE:
16.43%
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 53,938.0 | 49,484.0 | 38,373.0 | 32,033.0 | 31,643.0 | 33,766.0 | 31,878.0 | 29,999.0 | 27,519.0 | 25,038.0 |
| Cost of Revenue | 26,542.0 | 23,123.0 | 9,970.0 | (346.0) | 13,384.0 | 11,409.0 | 10,157.0 | 10,313.0 | 8,477.0 | 6,161.0 |
| Gross Profit | 27,396.0 | 26,361.0 | 28,403.0 | 32,379.0 | 18,259.0 | 22,357.0 | 21,721.0 | 19,686.0 | 19,042.0 | 18,877.0 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| SG&A Expenses | 13,960.0 | 13,311.0 | 12,442.0 | 10,292.0 | 8,415.0 | 8,662.0 | 7,901.0 | 7,569.0 | 7,013.0 | 6,719.0 |
| Other Expenses | 7,526.0 | 7,005.0 | 6,721.0 | 6,278.0 | 6,641.0 | 6,821.0 | 6,502.0 | 6,625.0 | 6,545.0 | 6,277.0 |
| Operating Expenses | 21,486.0 | 20,316.0 | 19,163.0 | 16,570.0 | 15,056.0 | 15,483.0 | 14,403.0 | 14,194.0 | 13,558.0 | 12,996.0 |
| Operating Income | ||||||||||
| Operating Income | 5,910.0 | 6,045.0 | 9,240.0 | 15,809.0 | 3,203.0 | 6,874.0 | 7,318.0 | 5,492.0 | 5,484.0 | 5,881.0 |
| Interest Expense | 14,826.0 | 12,697.0 | 4,123.0 | 1,598.0 | 3,120.0 | 5,173.0 | 4,301.0 | 2,762.0 | 2,018.0 | 1,625.0 |
| Interest Income | 46,034.0 | 41,938.0 | 31,237.0 | 25,769.0 | 26,033.0 | 28,513.0 | 27,176.0 | 25,222.0 | 22,891.0 | 20,459.0 |
| Profitability | ||||||||||
| EBITDA | 9,147.0 | 9,271.0 | 12,450.0 | 19,290.0 | 6,704.0 | 10,213.0 | 9,714.0 | 7,932.0 | 7,912.0 | 7,981.0 |
| EBIT | 5,910.0 | 6,045.0 | 9,240.0 | 15,809.0 | 3,203.0 | 6,874.0 | 7,318.0 | 5,492.0 | 5,484.0 | 5,881.0 |
| Income Before Tax | 5,910.0 | 6,045.0 | 9,240.0 | 15,809.0 | 3,203.0 | 6,874.0 | 7,318.0 | 5,492.0 | 5,484.0 | 5,881.0 |
| Income Tax Expense | 1,163.0 | 1,158.0 | 1,880.0 | 3,415.0 | 486.0 | 1,341.0 | 1,293.0 | 3,375.0 | 1,714.0 | 1,869.0 |
| Net Income | 4,750.0 | 4,887.0 | 7,360.0 | 12,390.0 | 2,714.0 | 5,546.0 | 6,015.0 | 1,982.0 | 3,751.0 | 4,050.0 |
| Per Share Data | ||||||||||
| EPS (Basic) | 11.61 | 11.98 | 17.98 | 27.04 | 5.19 | 11.10 | 11.90 | 3.52 | 6.96 | 7.15 |
| EPS (Diluted) | 11.59 | 11.95 | 17.91 | 26.94 | 5.18 | 11.05 | 12.45 | 3.49 | 6.89 | 7.07 |
| Shares Outstanding | 382.7 | 382.4 | 410.9 | 442.5 | 457.8 | 467.6 | 479.9 | 484.2 | 504.9 | 541.8 |
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 43,230.0 | 43,297.0 | 30,856.0 | 21,746.0 | 40,509.0 | 13,407.0 | 13,186.0 | 14,040.0 | 9,976.0 | 7,984.0 |
| Short-Term Investments | 3,854.0 | 79,117.0 | 76,919.0 | 95,261.0 | 100,445.0 | 79,213.0 | 46,150.0 | 37,655.0 | 40,737.0 | 39,100.0 |
| Net Receivables | 2,532.0 | 2,478.0 | 2,104.0 | 1,460.0 | 1,471.0 | 1,758.0 | 1,614.0 | 1,536.0 | 1,351.0 | 1,189.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Current Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Total Current Assets | 49,616.0 | 124,892.0 | 109,879.0 | 118,467.0 | 142,425.0 | 94,378.0 | 60,950.0 | 53,231.0 | 52,064.0 | 48,312.0 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 4,511.0 | 4,375.0 | 4,351.0 | 4,210.0 | 4,287.0 | 4,378.0 | 4,191.0 | 4,033.0 | 3,675.0 | 3,584.0 |
| Goodwill | 15,059.0 | 15,065.0 | 14,777.0 | 14,782.0 | 14,653.0 | 14,653.0 | 14,544.0 | 14,533.0 | 14,519.0 | 14,480.0 |
| Intangible Assets | 0.0 | 0.0 | 0.0 | 111.0 | 90.0 | 474.0 | 528.0 | 0.0 | 0.0 | 0.0 |
| Long-Term Investments | 390,878.0 | 306,030.0 | 299,294.0 | 271,798.0 | 254,334.0 | 266,209.0 | 283,862.0 | 284,428.0 | 272,341.0 | 255,374.0 |
| Other Non-Current Assets | 30,080.0 | 28,102.0 | 26,948.0 | 23,013.0 | 5,813.0 | 10,273.0 | 8,991.0 | 9,468.0 | 14,434.0 | 12,298.0 |
| Total Non-Current Assets | 440,528.0 | 353,572.0 | 345,370.0 | 313,914.0 | 279,177.0 | 295,987.0 | 311,588.0 | 312,462.0 | 304,969.0 | 285,736.0 |
| Total Assets | 490,144.0 | 478,464.0 | 455,249.0 | 432,381.0 | 421,602.0 | 390,365.0 | 372,538.0 | 365,693.0 | 357,033.0 | 334,048.0 |
| Current Liabilities | ||||||||||
| Account Payables | 666.0 | 649.0 | 527.0 | 281.0 | 352.0 | 439.0 | 458.0 | 413.0 | 327.0 | 299.0 |
| Short-Term Debt | 562.0 | 538.0 | 883.0 | 820.0 | 668.0 | 7,314.0 | 9,402.0 | 9,185.0 | 18,171.0 | 21,079.0 |
| Deferred Revenue | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Current Liabilities | 362,707.0 | 348,413.0 | 332,992.0 | 310,980.0 | 305,442.0 | 262,697.0 | 249,764.0 | 243,702.0 | 236,768.0 | 217,721.0 |
| Total Current Liabilities | 363,935.0 | 349,600.0 | 334,402.0 | 312,081.0 | 306,462.0 | 270,450.0 | 259,624.0 | 253,300.0 | 255,266.0 | 239,099.0 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 44,989.0 | 49,318.0 | 47,832.0 | 42,213.0 | 39,796.0 | 48,280.0 | 49,503.0 | 51,096.0 | 42,289.0 | 38,003.0 |
| Deferred Tax Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1,286.0 | 1,211.0 | 0.0 | 0.0 |
| Other Non-Current Liabilities | 20,436.0 | 21,457.0 | 20,400.0 | 17,005.0 | 15,065.0 | 13,521.0 | 11,743.0 | 12,567.0 | 11,932.0 | 9,629.0 |
| Total Non-Current Liabilities | 65,425.0 | 70,775.0 | 68,265.0 | 59,271.0 | 54,936.0 | 61,904.0 | 61,246.0 | 63,663.0 | 54,253.0 | 47,665.0 |
| Total Liabilities | 429,360.0 | 420,375.0 | 402,667.0 | 371,352.0 | 361,398.0 | 332,354.0 | 320,870.0 | 316,963.0 | 309,519.0 | 286,764.0 |
| Stockholders' Equity | ||||||||||
| Common Stock | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 6.0 |
| Retained Earnings | 64,505.0 | 60,945.0 | 57,184.0 | 51,006.0 | 40,088.0 | 40,340.0 | 35,875.0 | 30,700.0 | 29,766.0 | 27,045.0 |
| Accumulated Other Comprehensive Income | (9,286.0) | (8,268.0) | (9,916.0) | 374.0 | 3,494.0 | 1,156.0 | (1,263.0) | (926.0) | (949.0) | (616.0) |
| Total Stockholders' Equity | 60,784.0 | 58,089.0 | 52,582.0 | 61,029.0 | 60,204.0 | 58,011.0 | 51,668.0 | 48,730.0 | 47,514.0 | 47,284.0 |
| Total Liabilities & Equity | 490,144.0 | 478,464.0 | 455,249.0 | 432,381.0 | 421,602.0 | 390,365.0 | 372,538.0 | 365,693.0 | 357,033.0 | 334,048.0 |
| Debt Metrics | ||||||||||
| Total Debt | 45,551.0 | 49,856.0 | 48,748.0 | 43,086.0 | 40,539.0 | 55,697.0 | 58,905.0 | 60,281.0 | 60,492.0 | 59,115.0 |
| Net Debt | 2,321.0 | 6,559.0 | 17,892.0 | 21,340.0 | 30.0 | 42,290.0 | 45,719.0 | 46,241.0 | 50,516.0 | 51,092.0 |
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 4,750.0 | 4,887.0 | 7,360.0 | 12,390.0 | 2,714.0 | 5,546.0 | 6,015.0 | 1,982.0 | 3,751.0 | 4,050.0 |
| Depreciation & Amortization | 3,237.0 | 3,226.0 | 3,210.0 | 3,481.0 | 3,501.0 | 3,339.0 | 2,396.0 | 2,440.0 | 2,428.0 | 2,100.0 |
| Stock-Based Compensation | 569.0 | 513.0 | 314.0 | 331.0 | 203.0 | 239.0 | 170.0 | 244.0 | 239.0 | 161.0 |
| Change in Working Capital | (1,567.0) | 2,325.0 | (2,857.0) | (2,574.0) | 2,391.0 | 774.0 | (1,106.0) | 371.0 | (25.0) | (450.0) |
| Other Non-Cash Items | 12,023.0 | 10,347.0 | 6,554.0 | (1,923.0) | 9,517.0 | 7,037.0 | 4,789.0 | 7,711.0 | 6,149.0 | (137.0) |
| Operating Cash Flow | 18,159.0 | 20,575.0 | 13,809.0 | 12,310.0 | 16,699.0 | 16,639.0 | 12,978.0 | 14,182.0 | 11,856.0 | 10,127.0 |
| Investing Activities | ||||||||||
| Capital Expenditure | (1,204.0) | (961.0) | (934.0) | (698.0) | (710.0) | (887.0) | (874.0) | (1,018.0) | (779.0) | (532.0) |
| Acquisitions | 0.0 | (2,785.0) | (1,176.0) | (669.0) | (7.0) | (8,393.0) | (600.0) | (3,187.0) | (629.0) | (9,314.0) |
| Purchases of Investments | (17,183.0) | (10,446.0) | (14,850.0) | (27,884.0) | (43,026.0) | (12,501.0) | (33,188.0) | (18,297.0) | (17,941.0) | (16,477.0) |
| Sales/Maturities of Investments | 12,024.0 | 9,131.0 | 21,644.0 | 29,745.0 | 23,136.0 | 18,383.0 | 16,328.0 | 17,988.0 | 14,694.0 | 14,284.0 |
| Other Investing Activities | (20,047.0) | (16,859.0) | (34,422.0) | (31,995.0) | 5,766.0 | (19,600.0) | 2,716.0 | (11,027.0) | (20,975.0) | (17,687.0) |
| Investing Cash Flow | (26,410.0) | (21,920.0) | (29,738.0) | (31,501.0) | (14,841.0) | (22,998.0) | (15,618.0) | (15,541.0) | (25,630.0) | (29,726.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (4,422.0) | 240.0 | 8,423.0 | 3,554.0 | (16,480.0) | (4,186.0) | (1,191.0) | (2,778.0) | 1,544.0 | 10,747.0 |
| Stock Repurchased | (734.0) | (718.0) | (4,948.0) | (9,705.0) | (1,768.0) | (2,481.0) | (2,284.0) | (240.0) | (3,661.0) | (2,441.0) |
| Dividends Paid | (1,160.0) | (1,159.0) | (1,178.0) | (1,422.0) | (740.0) | (1,035.0) | (1,038.0) | (1,045.0) | (1,026.0) | (974.0) |
| Other Financing Activities | 14,160.0 | 15,481.0 | 22,834.0 | 5,742.0 | 42,581.0 | 12,660.0 | 6,290.0 | 7,281.0 | 17,673.0 | 11,465.0 |
| Financing Cash Flow | 8,167.0 | 13,844.0 | 25,131.0 | 474.0 | 25,164.0 | 6,619.0 | 1,777.0 | 3,218.0 | 15,727.0 | 20,380.0 |
| Cash Position | ||||||||||
| Net Change in Cash | (84.0) | 12,499.0 | 9,202.0 | (18,717.0) | 27,022.0 | 260.0 | (863.0) | 1,859.0 | 1,953.0 | 781.0 |
| Cash at Beginning | 43,755.0 | 31,256.0 | 22,054.0 | 40,771.0 | 13,749.0 | 13,489.0 | 14,352.0 | 12,493.0 | 8,023.0 | 7,242.0 |
| Cash at End | 43,671.0 | 43,755.0 | 31,256.0 | 22,054.0 | 40,771.0 | 13,749.0 | 13,489.0 | 14,352.0 | 9,976.0 | 8,023.0 |
| Free Cash Flow | 16,955.0 | 19,614.0 | 12,875.0 | 11,612.0 | 15,989.0 | 15,752.0 | 12,104.0 | 13,164.0 | 11,077.0 | 9,595.0 |
| Key Metrics | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 53,938.0 | 49,484.0 | 38,373.0 | 32,033.0 | 31,643.0 | 33,766.0 | 31,878.0 | 29,999.0 | 27,519.0 | 25,038.0 |
| Gross Profit | 27,396.0 | 26,361.0 | 28,403.0 | 32,379.0 | 18,259.0 | 22,357.0 | 21,721.0 | 19,686.0 | 19,042.0 | 18,877.0 |
| Operating Income | 5,910.0 | 6,045.0 | 9,240.0 | 15,809.0 | 3,203.0 | 6,874.0 | 7,318.0 | 5,492.0 | 5,484.0 | 5,881.0 |
| Net Income | 4,750.0 | 4,887.0 | 7,360.0 | 12,390.0 | 2,714.0 | 5,546.0 | 6,015.0 | 1,982.0 | 3,751.0 | 4,050.0 |
| EPS (Diluted) | 11.59 | 11.95 | 17.91 | 26.94 | 5.18 | 11.05 | 12.45 | 3.49 | 6.89 | 7.07 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 43,230.0 | 43,297.0 | 30,856.0 | 21,746.0 | 40,509.0 | 13,407.0 | 13,186.0 | 14,040.0 | 9,976.0 | 7,984.0 |
| Total Assets | 490,144.0 | 478,464.0 | 455,249.0 | 432,381.0 | 421,602.0 | 390,365.0 | 372,538.0 | 365,693.0 | 357,033.0 | 334,048.0 |
| Total Debt | 45,551.0 | 49,856.0 | 48,748.0 | 43,086.0 | 40,539.0 | 55,697.0 | 58,905.0 | 60,281.0 | 60,492.0 | 59,115.0 |
| Stockholders' Equity | 60,784.0 | 58,089.0 | 52,582.0 | 61,029.0 | 60,204.0 | 58,011.0 | 51,668.0 | 48,730.0 | 47,514.0 | 47,284.0 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 18,159.0 | 20,575.0 | 13,809.0 | 12,310.0 | 16,699.0 | 16,639.0 | 12,978.0 | 14,182.0 | 11,856.0 | 10,127.0 |
| Capital Expenditure | (1,204.0) | (961.0) | (934.0) | (698.0) | (710.0) | (887.0) | (874.0) | (1,018.0) | (779.0) | (532.0) |
| Free Cash Flow | 16,955.0 | 19,614.0 | 12,875.0 | 11,612.0 | 15,989.0 | 15,752.0 | 12,104.0 | 13,164.0 | 11,077.0 | 9,595.0 |