BMRI.JK - PT Bank Mandiri (Persero) Tbk
Price:
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| Metric | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 50,205,518.0 | 44,870,503.0 | 34,467,107.0 | 47,492,802.0 | 44,988,127.0 | 42,336,386.0 | 41,200,440.0 | 41,089,186.0 | 39,305,526.0 | 37,962,731.0 |
| Cost of Revenue | 0.0 | 12,804,477.0 | 0.0 | 11,426,286.0 | 10,947,608.0 | 9,907,411.0 | 9,437,181.0 | 8,834,589.0 | 7,759,728.0 | 7,065,610.0 |
| Gross Profit | 50,205,518.0 | 32,066,026.0 | 34,467,107.0 | 36,066,516.0 | 34,040,519.0 | 32,428,975.0 | 31,763,259.0 | 32,254,597.0 | 31,545,798.0 | 30,897,121.0 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| SG&A Expenses | 32,189,940.0 | 6,193,006.0 | 4,304,290.0 | 7,821,057.0 | 4,478,117.0 | 3,701,017.0 | 3,968,028.0 | 5,274,467.0 | 4,639,873.0 | 3,390,513.0 |
| Other Expenses | 0.0 | 10,528,307.0 | 10,598,616.0 | 9,186,524.0 | 8,822,976.0 | 9,725,440.0 | 10,192,624.0 | 5,507,041.0 | 8,133,449.0 | 10,323,234.0 |
| Operating Expenses | 32,189,940.0 | 16,721,313.0 | 14,902,906.0 | 17,007,581.0 | 13,301,093.0 | 13,426,457.0 | 14,160,652.0 | 10,781,508.0 | 12,773,322.0 | 13,713,747.0 |
| Operating Income | ||||||||||
| Operating Income | 18,015,578.0 | 15,344,713.0 | 19,564,201.0 | 19,058,935.0 | 20,739,426.0 | 19,002,518.0 | 17,602,607.0 | 21,473,089.0 | 18,772,476.0 | 17,183,374.0 |
| Interest Expense | 0.0 | 12,804,477.0 | 11,838,320.0 | 11,426,286.0 | 10,947,608.0 | 9,907,411.0 | 9,437,181.0 | 8,834,589.0 | 7,759,728.0 | 7,065,610.0 |
| Interest Income | 0.0 | 35,562,918.0 | 34,173,093.0 | 35,187,033.0 | 33,120,938.0 | 31,651,631.0 | 30,675,170.0 | 29,710,986.0 | 29,193,527.0 | 28,273,796.0 |
| Profitability | ||||||||||
| EBITDA | 18,015,578.0 | 16,899,469.0 | 0.0 | 20,367,748.0 | 21,868,142.0 | 20,206,744.0 | 18,629,314.0 | 22,785,581.0 | 19,852,056.0 | 18,300,761.0 |
| EBIT | 18,015,578.0 | 15,344,713.0 | (1,240,263.0) | 19,058,935.0 | 20,739,426.0 | 19,002,518.0 | 17,602,607.0 | 21,473,089.0 | 18,772,476.0 | 17,183,374.0 |
| Income Before Tax | 18,023,830.0 | 15,344,713.0 | 18,178,660.0 | 19,058,935.0 | 20,739,426.0 | 19,002,518.0 | 17,602,607.0 | 21,473,089.0 | 18,772,476.0 | 17,183,374.0 |
| Income Tax Expense | 3,501,215.0 | 3,024,537.0 | 3,648,510.0 | 3,977,068.0 | 3,926,899.0 | 3,853,240.0 | 3,481,158.0 | 4,192,220.0 | 3,705,076.0 | 3,340,277.0 |
| Net Income | 13,275,060.0 | 11,257,823.0 | 13,197,259.0 | 13,765,388.0 | 15,466,714.0 | 13,848,462.0 | 12,702,178.0 | 15,996,514.0 | 13,831,656.0 | 12,671,716.0 |
| Per Share Data | ||||||||||
| EPS (Basic) | 142.23 | 120.62 | 141.40 | 147.49 | 165.71 | 148.38 | 136.09 | 171.39 | 148.20 | 135.77 |
| EPS (Diluted) | 142.23 | 120.62 | 141.40 | 147.49 | 165.71 | 148.38 | 136.09 | 171.39 | 148.20 | 135.77 |
| Shares Outstanding | 93,333.3 | 93,332.4 | 93,333.3 | 93,333.3 | 93,333.3 | 93,333.3 | 93,333.3 | 93,333.3 | 93,330.8 | 93,332.2 |
| Metric | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 0.0 | 277,273,951.0 | 257,989,121.0 | 250,733,275.0 | 214,901,346.0 | 214,425,020.0 | 219,135,933.0 | 245,498,147.0 | 193,342,721.0 | 195,680,938.0 |
| Short-Term Investments | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Receivables | 0.0 | 61,810,629.0 | 68,697,474.0 | 54,912,740.0 | 60,574,817.0 | 55,272,621.0 | 57,005,642.0 | 50,960,235.0 | 51,478,019.0 | 49,136,765.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Current Assets | 0.0 | 0.0 | (3,755,693.0) | 0.0 | 0.0 | 0.0 | 0.0 | (300,447,621.0) | (249,658,166.0) | (53,942,511.0) |
| Total Current Assets | 0.0 | 347,179,494.0 | 331,616,684.0 | 312,287,836.0 | 282,416,425.0 | 275,506,071.0 | 281,964,425.0 | 0.0 | 0.0 | 0.0 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 67,389,599.0 | 63,620,835.0 | 122,666,791.0 | 63,030,845.0 | 59,863,409.0 | 58,573,660.0 | 57,781,564.0 | 57,977,707.0 | 56,437,084.0 | 56,467,459.0 |
| Goodwill | 519,286.0 | 519,286.0 | 519,286.0 | 519,286.0 | 519,286.0 | 519,286.0 | 787,466.0 | 787,466.0 | 787,466.0 | 787,466.0 |
| Intangible Assets | 6,402,501.0 | 6,912,498.0 | 6,487,185.0 | 6,525,457.0 | 5,482,016.0 | 5,229,004.0 | 5,251,379.0 | 5,087,132.0 | 4,307,897.0 | 4,271,442.0 |
| Long-Term Investments | 0.0 | 1,647,310,906.0 | 1,618,031,313.0 | 1,616,917,668.0 | 1,536,150,800.0 | 1,477,383,242.0 | 1,382,079,066.0 | 405,556,176.0 | 391,789,818.0 | 387,261,033.0 |
| Other Non-Current Assets | (80,072,051.0) | 796,840,130.0 | 377,132,558.0 | 419,588,716.0 | 431,849,113.0 | 431,921,424.0 | 427,053,544.0 | (469,408,481.0) | (453,322,265.0) | (448,787,400.0) |
| Total Non-Current Assets | 0.0 | 2,514,684,369.0 | 2,132,042,292.0 | 2,114,935,426.0 | 2,041,574,123.0 | 1,982,295,363.0 | 1,881,820,818.0 | 0.0 | 0.0 | 0.0 |
| Total Assets | 2,563,736,196.0 | 2,514,684,369.0 | 2,463,658,976.0 | 2,427,223,262.0 | 2,323,990,548.0 | 2,257,801,434.0 | 2,163,785,243.0 | 2,174,219,449.0 | 2,006,939,146.0 | 1,963,987,471.0 |
| Current Liabilities | ||||||||||
| Account Payables | 0.0 | 8,203,142.0 | 10,565,699.0 | 7,568,480.0 | 9,374,285.0 | 11,018,434.0 | 18,823,977.0 | 9,122,232.0 | 7,128,112.0 | 7,879,564.0 |
| Short-Term Debt | 143,823,504.0 | 183,866,161.0 | 136,173,211.0 | 197,224,313.0 | 147,831,846.0 | 129,279,552.0 | 130,454,107.0 | 105,628,303.0 | 84,122,839.0 | 0.0 |
| Deferred Revenue | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Current Liabilities | (143,823,504.0) | (192,069,303.0) | 1,631,147,819.0 | 1,534,624,665.0 | 1,541,747,447.0 | 1,551,696,202.0 | 1,471,155,778.0 | (122,069,018.0) | (98,923,525.0) | (14,783,684.0) |
| Total Current Liabilities | 0.0 | 0.0 | 1,777,886,729.0 | 1,739,417,458.0 | 1,706,136,028.0 | 1,691,994,188.0 | 1,620,433,862.0 | 0.0 | 0.0 | 0.0 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 109,086,437.0 | 230,723,335.0 | 198,196,253.0 | 172,099,510.0 | 94,354,009.0 | 86,108,816.0 | 78,564,958.0 | 134,256,304.0 | 94,473,808.0 | 0.0 |
| Deferred Tax Liabilities | 410,699.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Non-Current Liabilities | (121,058,242.0) | 1,986,043,848.0 | 202,398,229.0 | 202,231,613.0 | 170,646,595.0 | 151,475,831.0 | 138,399,045.0 | 140,819,564.0 | 1,643,861,398.0 | 0.0 |
| Total Non-Current Liabilities | 0.0 | 2,216,767,183.0 | 400,594,482.0 | 374,331,123.0 | 316,517,026.0 | 283,474,705.0 | 274,564,872.0 | 275,075,868.0 | 1,738,335,206.0 | 0.0 |
| Total Liabilities | 2,249,898,081.0 | 2,216,767,183.0 | 2,178,481,211.0 | 2,113,748,581.0 | 2,022,653,054.0 | 1,975,468,893.0 | 1,894,998,734.0 | 1,886,724,487.0 | 1,738,335,206.0 | 1,708,740,902.0 |
| Stockholders' Equity | ||||||||||
| Common Stock | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 | 11,666,667.0 |
| Retained Earnings | 208,579,866.0 | 200,995,012.0 | 184,356,921.0 | 214,670,201.0 | 200,900,361.0 | 185,433,643.0 | 171,492,431.0 | 191,923,489.0 | 175,926,975.0 | 162,153,283.0 |
| Accumulated Other Comprehensive Income | 8,516,456.0 | 36,071,734.0 | 5,582,115.0 | 4,901,480.0 | 6,680,402.0 | 4,441,216.0 | 5,167,722.0 | 4,999,873.0 | 3,453,151.0 | 4,935,588.0 |
| Total Stockholders' Equity | 281,631,008.0 | 266,828,687.0 | 254,163,784.0 | 283,796,429.0 | 272,119,367.0 | 254,353,493.0 | 240,686,777.0 | 260,852,784.0 | 243,309,548.0 | 231,009,494.0 |
| Total Liabilities & Equity | 2,563,736,196.0 | 2,514,684,369.0 | 2,463,658,976.0 | 2,427,223,262.0 | 2,323,990,548.0 | 2,258,086,703.0 | 2,164,071,054.0 | 2,174,219,449.0 | 2,006,939,146.0 | 1,963,987,471.0 |
| Debt Metrics | ||||||||||
| Total Debt | 257,181,984.0 | 230,723,335.0 | 275,633,547.0 | 308,376,124.0 | 242,745,961.0 | 216,778,054.0 | 209,764,036.0 | 201,188,206.0 | 179,454,570.0 | 136,345,357.0 |
| Net Debt | 257,181,984.0 | 48,753,909.0 | 70,155,700.0 | (250,733,275.0) | 27,844,615.0 | 2,353,034.0 | (9,371,897.0) | (99,319,753.0) | (55,832,949.0) | (59,335,581.0) |
| Metric | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 13,275,060.0 | 11,257,823.0 | 0.0 | 0.0 | 15,466,714.0 | 13,848,462.0 | 12,702,178.0 | 15,996,514.0 | 13,831,656.0 | 12,671,716.0 |
| Depreciation & Amortization | 0.0 | (1,240,263.0) | 0.0 | 0.0 | 1,076,651.0 | 1,256,291.0 | 1,026,707.0 | 1,312,492.0 | 1,079,580.0 | 1,117,387.0 |
| Stock-Based Compensation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Change in Working Capital | 23,781,184.0 | (25,772,592.0) | (15,232,912.0) | 27,573,978.0 | (60,912,748.0) | (105,466,917.0) | (20,752,584.0) | (92,497,507.0) | (36,554,395.0) | (79,454,312.0) |
| Other Non-Cash Items | 775,821.0 | 2,130,281.0 | 35,475,069.0 | (41,048,124.0) | (16,585,772.0) | (5,691,165.0) | 341,422.0 | (1,578,641.0) | (10,806,643.0) | 5,810,592.0 |
| Operating Cash Flow | 37,832,065.0 | (13,624,751.0) | 20,242,157.0 | (13,474,146.0) | (60,955,155.0) | (96,053,329.0) | (6,682,277.0) | (76,767,142.0) | (32,449,802.0) | (59,854,617.0) |
| Investing Activities | ||||||||||
| Capital Expenditure | (1,355,918.0) | (1,293,657.0) | (870,271.0) | (3,507,854.0) | (1,631,895.0) | (524,452.0) | (409,004.0) | (1,913,770.0) | (712,040.0) | (281,133.0) |
| Acquisitions | 3,473.0 | 0.0 | (1,000.0) | (758,716.0) | 0.0 | 0.0 | (15,072.0) | 987,278.0 | (144,282.0) | (822,816.0) |
| Purchases of Investments | 986,293.0 | 0.0 | (159,463.0) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Sales/Maturities of Investments | (1,340,393.0) | 0.0 | 11,236,277.0 | 1,260,689.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Investing Activities | (66,872,508.0) | (11,173,053.0) | (170,891.0) | (5,504,345.0) | 13,983,902.0 | 3,515,852.0 | 10,013,234.0 | (14,463,041.0) | 5,988,709.0 | 26,978,953.0 |
| Investing Cash Flow | (68,935,844.0) | (12,466,710.0) | 10,281,948.0 | (7,201,870.0) | 12,352,007.0 | 2,991,400.0 | 9,589,158.0 | (15,389,533.0) | 5,132,387.0 | 25,875,004.0 |
| Financing Activities | ||||||||||
| Net Debt Issuance | (34,064,624.0) | 757,214.0 | 22,074,058.0 | 32,219,341.0 | 14,034,867.0 | (5,308,349.0) | (761,525.0) | 20,250,405.0 | 739,212.0 | 24,755,860.0 |
| Stock Repurchased | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Dividends Paid | 0.0 | (43,510,539.0) | 0.0 | 0.0 | 0.0 | 0.0 | (33,036,034.0) | 0.0 | 0.0 | (24,702,382.0) |
| Other Financing Activities | 29,549,339.0 | 90,698,854.0 | (46,115,885.0) | 23,071,432.0 | 37,489,464.0 | 89,797,382.0 | (2,050,798.0) | 128,278,372.0 | 18,933,933.0 | 42,334,713.0 |
| Financing Cash Flow | (4,515,285.0) | 47,945,529.0 | (24,041,827.0) | 55,290,773.0 | 51,524,331.0 | 84,489,033.0 | (35,848,357.0) | 148,528,777.0 | 19,673,145.0 | 42,388,191.0 |
| Cash Position | ||||||||||
| Net Change in Cash | (4,159,328.0) | 20,790,461.0 | 8,221,464.0 | 34,260,471.0 | 2,925,488.0 | (6,218,193.0) | (30,731,336.0) | 56,675,965.0 | (5,679,977.0) | 7,950,504.0 |
| Cash at Beginning | 244,038,123.0 | 252,259,587.0 | 244,038,123.0 | 209,018,936.0 | 206,093,448.0 | 213,070,357.0 | 243,801,693.0 | 187,125,728.0 | 192,805,705.0 | 184,855,201.0 |
| Cash at End | 239,878,795.0 | 273,050,048.0 | 252,259,587.0 | 244,038,123.0 | 209,018,936.0 | 206,093,448.0 | 213,070,357.0 | 243,801,693.0 | 187,125,728.0 | 192,805,705.0 |
| Free Cash Flow | 36,476,147.0 | (14,918,408.0) | 19,371,886.0 | (16,982,000.0) | (62,587,050.0) | (96,577,781.0) | (7,091,281.0) | (78,680,912.0) | (33,161,842.0) | (60,135,750.0) |
| Key Metrics | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 50,205,518.0 | 44,870,503.0 | 34,467,107.0 | 47,492,802.0 | 44,988,127.0 | 42,336,386.0 | 41,200,440.0 | 41,089,186.0 | 39,305,526.0 | 37,962,731.0 |
| Gross Profit | 50,205,518.0 | 32,066,026.0 | 34,467,107.0 | 36,066,516.0 | 34,040,519.0 | 32,428,975.0 | 31,763,259.0 | 32,254,597.0 | 31,545,798.0 | 30,897,121.0 |
| Operating Income | 18,015,578.0 | 15,344,713.0 | 19,564,201.0 | 19,058,935.0 | 20,739,426.0 | 19,002,518.0 | 17,602,607.0 | 21,473,089.0 | 18,772,476.0 | 17,183,374.0 |
| Net Income | 13,275,060.0 | 11,257,823.0 | 13,197,259.0 | 13,765,388.0 | 15,466,714.0 | 13,848,462.0 | 12,702,178.0 | 15,996,514.0 | 13,831,656.0 | 12,671,716.0 |
| EPS (Diluted) | 142.23 | 120.62 | 141.40 | 147.49 | 165.71 | 148.38 | 136.09 | 171.39 | 148.20 | 135.77 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 0.0 | 277,273,951.0 | 257,989,121.0 | 250,733,275.0 | 214,901,346.0 | 214,425,020.0 | 219,135,933.0 | 245,498,147.0 | 193,342,721.0 | 195,680,938.0 |
| Total Assets | 2,563,736,196.0 | 2,514,684,369.0 | 2,463,658,976.0 | 2,427,223,262.0 | 2,323,990,548.0 | 2,257,801,434.0 | 2,163,785,243.0 | 2,174,219,449.0 | 2,006,939,146.0 | 1,963,987,471.0 |
| Total Debt | 257,181,984.0 | 230,723,335.0 | 275,633,547.0 | 308,376,124.0 | 242,745,961.0 | 216,778,054.0 | 209,764,036.0 | 201,188,206.0 | 179,454,570.0 | 136,345,357.0 |
| Stockholders' Equity | 281,631,008.0 | 266,828,687.0 | 254,163,784.0 | 283,796,429.0 | 272,119,367.0 | 254,353,493.0 | 240,686,777.0 | 260,852,784.0 | 243,309,548.0 | 231,009,494.0 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 37,832,065.0 | (13,624,751.0) | 20,242,157.0 | (13,474,146.0) | (60,955,155.0) | (96,053,329.0) | (6,682,277.0) | (76,767,142.0) | (32,449,802.0) | (59,854,617.0) |
| Capital Expenditure | (1,355,918.0) | (1,293,657.0) | (870,271.0) | (3,507,854.0) | (1,631,895.0) | (524,452.0) | (409,004.0) | (1,913,770.0) | (712,040.0) | (281,133.0) |
| Free Cash Flow | 36,476,147.0 | (14,918,408.0) | 19,371,886.0 | (16,982,000.0) | (62,587,050.0) | (96,577,781.0) | (7,091,281.0) | (78,680,912.0) | (33,161,842.0) | (60,135,750.0) |