American Express Company logo AXP.BA - American Express Company

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STRONG
BUY
0
BUY 16
HOLD 13
SELL 6
STRONG
SELL
0
Metric 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2
Revenue
Revenue 20,557.0 19,933.0 18,933.0 19,218.0 18,779.0 18,397.0 17,807.0 17,740.0 17,179.0 16,724.0
Cost of Revenue 3,418.0 3,482.0 3,116.0 3,331.0 3,499.0 3,332.0 3,275.0 3,385.0 3,031.0 2,868.0
Gross Profit 17,139.0 16,451.0 15,817.0 15,887.0 15,280.0 15,065.0 14,532.0 14,355.0 14,148.0 13,856.0
Operating Expenses
R&D Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
SG&A Expenses 3,838.0 3,707.0 3,606.0 3,716.0 3,519.0 3,429.0 3,574.0 3,359.0 3,283.0 3,283.0
Other Expenses 9,476.0 9,194.0 8,881.0 9,415.0 8,557.0 7,846.0 7,813.0 8,484.0 7,765.0 7,839.0
Operating Expenses 13,314.0 12,901.0 12,487.0 13,131.0 12,076.0 11,275.0 11,387.0 11,843.0 11,048.0 11,122.0
Operating Income
Operating Income 3,825.0 3,550.0 3,330.0 2,756.0 3,204.0 3,790.0 3,145.0 2,512.0 3,100.0 2,734.0
Interest Expense 2,131.0 2,077.0 1,966.0 2,039.0 2,143.0 2,064.0 2,006.0 1,948.0 1,798.0 1,670.0
Interest Income 6,617.0 6,264.0 6,135.0 6,077.0 6,149.0 5,794.0 5,775.0 5,552.0 5,240.0 4,775.0
Profitability
EBITDA 4,282.0 3,977.0 3,763.0 3,184.0 3,641.0 4,211.0 3,535.0 2,934.0 3,529.0 3,134.0
EBIT 3,825.0 3,550.0 3,330.0 2,756.0 3,204.0 3,790.0 3,145.0 2,512.0 3,100.0 2,734.0
Income Before Tax 3,825.0 3,550.0 3,330.0 2,756.0 3,204.0 3,790.0 3,145.0 2,512.0 3,100.0 2,734.0
Income Tax Expense 923.0 665.0 746.0 586.0 697.0 775.0 708.0 579.0 649.0 560.0
Net Income 2,902.0 2,885.0 2,584.0 2,170.0 2,507.0 3,015.0 2,437.0 1,933.0 2,451.0 2,174.0
Per Share Data
EPS (Basic) 4.14 40.80 36.40 30.20 34.90 41.60 33.40 26.30 33.00 28.90
EPS (Diluted) 4.14 40.80 36.40 30.20 34.90 41.50 33.30 26.20 33.00 28.90
Shares Outstanding 692.0 69.8 70.1 70.8 70.8 71.7 72.2 72.7 73.3 74.1
Metric 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2
Current Assets
Cash & Cash Equivalents 53,435.0 57,830.0 52,406.0 40,552.0 47,817.0 52,707.0 54,144.0 46,082.0 43,834.0 41,976.0
Short-Term Investments 1,271.0 988.0 0.0 953.0 120.0 188.0 69.0 1,778.0 2,784.0 3,751.0
Net Receivables 0.0 0.0 0.0 0.0 58,886.0 0.0 0.0 0.0 58,651.0 0.0
Inventory 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Other Current Assets 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Total Current Assets 54,706.0 58,818.0 52,406.0 41,505.0 151,517.0 52,424.0 53,687.0 48,308.0 97,477.0 41,413.0
Non-Current Assets
Property, Plant & Equipment 5,861.0 5,662.0 5,383.0 6,175.0 5,308.0 5,247.0 5,138.0 5,138.0 5,124.0 5,177.0
Goodwill 0.0 0.0 0.0 4,187.0 0.0 0.0 0.0 3,851.0 0.0 0.0
Intangible Assets 0.0 0.0 0.0 123.0 0.0 0.0 0.0 98.0 0.0 0.0
Long-Term Investments 236,983.0 208,419.0 1,110.0 1,240.0 0.0 0.0 2,758.0 2,186.0 3,160.0 4,000.0
Other Non-Current Assets 0.0 22,657.0 223,345.0 218,231.0 0.0 214,548.0 207,678.0 0.0 (3,160.0) (5,177.0)
Total Non-Current Assets 242,844.0 236,738.0 229,838.0 229,956.0 5,308.0 219,795.0 215,574.0 11,273.0 5,124.0 4,000.0
Total Assets 297,550.0 295,556.0 282,244.0 271,461.0 270,979.0 272,219.0 269,261.0 261,108.0 250,587.0 244,904.0
Current Liabilities
Account Payables 14,708.0 14,121.0 13,564.0 13,884.0 13,162.0 13,145.0 13,411.0 13,109.0 13,196.0 12,359.0
Short-Term Debt 1,446.0 1,493.0 1,559.0 1,374.0 1,457.0 1,639.0 1,742.0 1,293.0 1,613.0 1,583.0
Deferred Revenue 0.0 0.0 0.0 0.0 135,438.0 133,746.0 134,418.0 0.0 124,439.0 0.0
Other Current Liabilities 149,883.0 149,386.0 (15,123.0) 138,027.0 0.0 0.0 0.0 (17,738.0) 0.0 0.0
Total Current Liabilities 166,037.0 165,000.0 0.0 156,792.0 150,057.0 148,530.0 149,571.0 17,738.0 139,248.0 13,942.0
Non-Current Liabilities
Long-Term Debt 57,787.0 58,202.0 51,236.0 49,715.0 53,546.0 51,521.0 48,826.0 47,866.0 46,447.0 46,725.0
Deferred Tax Liabilities 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Other Non-Current Liabilities 41,309.0 40,043.0 199,806.0 30,648.0 37,669.0 42,628.0 0.0 177,115.0 37,568.0 275.0
Total Non-Current Liabilities 99,096.0 98,245.0 251,042.0 84,405.0 91,215.0 94,149.0 48,826.0 224,981.0 84,015.0 47,000.0
Total Liabilities 265,133.0 263,245.0 251,042.0 241,197.0 241,272.0 242,679.0 240,497.0 233,051.0 223,263.0 218,201.0
Stockholders' Equity
Common Stock 138.0 140.0 140.0 141.0 141.0 143.0 144.0 145.0 146.0 148.0
Retained Earnings 24,469.0 24,367.0 23,391.0 22,148.0 21,466.0 21,265.0 20,421.0 19,612.0 18,953.0 18,130.0
Accumulated Other Comprehensive Income (3,249.0) (3,248.0) (3,366.0) (3,395.0) (3,195.0) (3,200.0) (3,155.0) (3,072.0) (3,176.0) (3,084.0)
Total Stockholders' Equity 32,417.0 32,311.0 31,202.0 30,264.0 29,707.0 29,540.0 28,764.0 28,057.0 27,324.0 26,703.0
Total Liabilities & Equity 297,550.0 295,556.0 282,244.0 271,461.0 270,979.0 272,219.0 269,261.0 261,108.0 250,587.0 244,904.0
Debt Metrics
Total Debt 59,233.0 59,695.0 52,795.0 51,089.0 55,003.0 53,160.0 50,568.0 49,159.0 48,060.0 48,308.0
Net Debt 5,798.0 1,865.0 389.0 10,537.0 7,186.0 453.0 (3,577.0) 2,629.0 4,226.0 6,332.0
Metric 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2
Operating Activities
Net Income 2,849.0 2,885.0 2,584.0 2,170.0 2,507.0 3,015.0 2,437.0 1,933.0 2,451.0 2,174.0
Depreciation & Amortization 457.0 427.0 433.0 428.0 437.0 421.0 390.0 422.0 429.0 400.0
Stock-Based Compensation 193.0 127.0 158.0 111.0 113.0 104.0 176.0 109.0 93.0 108.0
Change in Working Capital 1,708.0 37.0 246.0 2,081.0 (6,147.0) 569.0 1,607.0 2,699.0 4,260.0 473.0
Other Non-Cash Items 885.0 1,253.0 1,363.0 1,061.0 1,751.0 733.0 1,076.0 1,708.0 1,386.0 1,286.0
Operating Cash Flow 6,233.0 4,364.0 4,764.0 5,778.0 (1,812.0) 4,532.0 5,552.0 6,769.0 8,244.0 3,923.0
Investing Activities
Capital Expenditure (655.0) (619.0) (430.0) (495.0) (455.0) (566.0) (397.0) (426.0) (401.0) (376.0)
Acquisitions (1,137.0) 0.0 0.0 (364.0) (80.0) 584.0 0.0 1.0 0.0 0.0
Purchases of Investments (511.0) (530.0) (239.0) (383.0) (448.0) (355.0) (407.0) (399.0) (502.0) (394.0)
Sales/Maturities of Investments (708.0) 303.0 285.0 311.0 345.0 1,281.0 284.0 2,318.0 423.0 249.0
Other Investing Activities (5,262.0) (5,951.0) 835.0 (11,314.0) (2,884.0) (6,435.0) (2,624.0) (9,663.0) (6,449.0) (7,410.0)
Investing Cash Flow (6,598.0) (6,797.0) 451.0 (12,245.0) (3,522.0) (5,491.0) (3,144.0) (8,169.0) (6,929.0) (7,931.0)
Financing Activities
Net Debt Issuance (542.0) 6,657.0 1,365.0 (3,280.0) 1,123.0 2,594.0 1,613.0 719.0 (157.0) 5,570.0
Stock Repurchased (2,351.0) (1,356.0) (1,208.0) (1,031.0) (1,935.0) (1,762.0) (1,292.0) (901.0) (1,400.0) (1,033.0)
Dividends Paid (586.0) (593.0) (509.0) (510.0) (516.0) (521.0) (452.0) (454.0) (459.0) (462.0)
Other Financing Activities 496.0 2,970.0 6,973.0 4,000.0 1,675.0 (653.0) 5,283.0 4,698.0 1,701.0 1,950.0
Financing Cash Flow (2,957.0) 7,678.0 6,643.0 (770.0) 350.0 (325.0) 5,181.0 4,067.0 (314.0) 6,029.0
Cash Position
Net Change in Cash (4,305.0) 5,429.0 11,868.0 (7,278.0) (4,977.0) (1,318.0) 7,617.0 2,688.0 950.0 2,122.0
Cash at Beginning 57,740.0 52,508.0 40,640.0 47,918.0 52,895.0 54,213.0 46,596.0 43,908.0 42,958.0 40,836.0
Cash at End 53,435.0 57,937.0 52,508.0 40,640.0 47,918.0 52,895.0 54,213.0 46,596.0 43,908.0 42,958.0
Free Cash Flow 5,578.0 3,745.0 4,334.0 5,283.0 (2,267.0) 3,966.0 5,155.0 6,343.0 7,843.0 3,547.0
Key Metrics 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2
Income Statement
Revenue 20,557.0 19,933.0 18,933.0 19,218.0 18,779.0 18,397.0 17,807.0 17,740.0 17,179.0 16,724.0
Gross Profit 17,139.0 16,451.0 15,817.0 15,887.0 15,280.0 15,065.0 14,532.0 14,355.0 14,148.0 13,856.0
Operating Income 3,825.0 3,550.0 3,330.0 2,756.0 3,204.0 3,790.0 3,145.0 2,512.0 3,100.0 2,734.0
Net Income 2,902.0 2,885.0 2,584.0 2,170.0 2,507.0 3,015.0 2,437.0 1,933.0 2,451.0 2,174.0
EPS (Diluted) 4.14 40.80 36.40 30.20 34.90 41.50 33.30 26.20 33.00 28.90
Balance Sheet
Cash & Equivalents 53,435.0 57,830.0 52,406.0 40,552.0 47,817.0 52,707.0 54,144.0 46,082.0 43,834.0 41,976.0
Total Assets 297,550.0 295,556.0 282,244.0 271,461.0 270,979.0 272,219.0 269,261.0 261,108.0 250,587.0 244,904.0
Total Debt 59,233.0 59,695.0 52,795.0 51,089.0 55,003.0 53,160.0 50,568.0 49,159.0 48,060.0 48,308.0
Stockholders' Equity 32,417.0 32,311.0 31,202.0 30,264.0 29,707.0 29,540.0 28,764.0 28,057.0 27,324.0 26,703.0
Cash Flow
Operating Cash Flow 6,233.0 4,364.0 4,764.0 5,778.0 (1,812.0) 4,532.0 5,552.0 6,769.0 8,244.0 3,923.0
Capital Expenditure (655.0) (619.0) (430.0) (495.0) (455.0) (566.0) (397.0) (426.0) (401.0) (376.0)
Free Cash Flow 5,578.0 3,745.0 4,334.0 5,283.0 (2,267.0) 3,966.0 5,155.0 6,343.0 7,843.0 3,547.0